No, it’s not. My goal is to provide valuable, actionable information to help you protect your retirement savings. The eBook is completely free, and there are no hidden fees or obligations. I believe that an informed retiree is an empowered retiree, which is why the focus is on educating you—not selling to you.

Not necessarily. it depends on the annuity you purchase! If you are wanting a guaranteed income that you can't outlive? Then I would say yes. In this case you would refer to Sarah's story.

Now when it comes to James, his contract has no fees and is just for growth. James can access 10% of the total balance of his annuities each and every year. Notice annuities is plural. James bought several annuities. We laddered his annuities, that way he had money coming due every few years.

No. Requesting the free eBook doesn’t obligate you to anything beyond receiving helpful insights about protecting your retirement income. You won’t get bombarded with sales calls. My mission is to inform and empower you—no high-pressure tactics.

There’s no catch. The eBook is free because I believe that understanding the risks to your retirement savings is the first step to protecting them. I want to share the strategies I use to help my clients secure guaranteed retirement income—without cost or obligation.

Indexalyzer.com is a powerful tool that uses unbiased, data-backed analysis to evaluate indexed annuities. It helps identify the safest and most profitable options based on historical data and current market conditions. My goal is transparency and accuracy, which is why I rely on this tool to help craft personalized retirement strategies.

Yes, they are. The testimonials on this page are from real clients who have benefited from my strategies. If you’d like to hear more, I can share additional success stories or connect you with clients who’ve agreed to speak about their experience.

Most advisors use a one-size-fits-all approach, often pushing products that benefit them more than you. My strategy is different. I use Indexalyzer.com to build personalized plans based on your unique financial situation and retirement goals. I also focus on protecting your savings from market risks while ensuring growth potential—without hidden fees or sales pressure.

While you can find basic information online, what’s in the eBook goes beyond generic advice. It includes data-backed insights from Indexalyzer.com and strategies drawn from my 35+ years of experience in retirement planning. These are practical, proven methods that you won’t find through a simple Google search.

There are no costs to download the eBook or to have an initial consultation. If you choose to work with me, I’ll clearly explain any potential costs or fees related to products we discuss. Transparency is a core part of my approach—no surprises, no hidden fees.

Absolutely not. Downloading the eBook or scheduling a consultation does not commit you to anything. My goal is to help you explore your options risk-free. If you decide to move forward, it will be entirely on your terms.

Feel free to reach out directly! Click on the chat widget, the message comes directly to my personal cell phone number. I’m happy to answer any additional questions you might have! 😊